It is quite easy to be enticed by car dealers offering free car insurance. A few car dealers go to the extent of offering free insurance for the first three years or so.In order to ensure that there is no conflict going ahead, just ask your car dealer these simple questions and this would help you take a more informed buying decision.
It is quite easy to be enticed by car dealers offering free car insurance. A few car dealers go to the extent of offering free insurance for the first three years or so.
In order to ensure that there is no conflict going ahead, just ask your car dealer these simple questions and this would help you take a more informed buying decision.
1) Since motor insurance contracts are available for a single year term, how will the dealer manage to offer a three year contract?
As multi year car insurance contract is not available on the market, it is likely that the car dealer will promise to take care of your insurance renewal when it expires. However, you and the car dealer need to be on the same page with regard to this clause and it is best that the dealer gives you a written commitment on the same.
2) What would be coverage offered under the insurance policy that the car dealer is offering?
The car dealer would be offering you just a plain vanilla car cover which is unlikely to provide you with many coverage benefits which are otherwise gen
erally available when you pay and buy insurance policy along with the car.
It is best to avoid getting into such a complicated arrangement and rather ask the dealer to offer you a straight forward cash discount. You can easily buy car insurance online in India. What’s more, you also get the facility to thoroughly compare car insurance coverage offered by various players of car insurance India through insurance comparison websites.
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